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Divorce Archives

Handling the mortgage can be tricky during divorce

When it comes to getting divorced, one of the biggest areas of contention is often the marital home. After all, after living in the house for years, the couple may naturally be emotionally attached to it and thus not want to give it up. However, in some cases, one spouse decides to stay in the home, while the other agrees to take other assets instead and move on. A few options exist for the spouse who has chosen to keep the family house as part of a divorce in Texas.

Essential facts to know regarding divorce

For some couples in Texas, not getting divorced is simply not an option due to their irreconcilable differences. Knowing where to start when the decision to get a divorce has been made can be overwhelming. However, there are a couple of important facts to know about the dissolution of a marriage.

Retirement may be derailed by divorce

Getting divorced in Texas can be challenging from both an emotional and a financial standpoint. Unfortunately, for those nearing retirement, divorce can be even more detrimental financially, as not much time is left to recoup any losses suffered in this type of family law proceeding. A few tips, however, may help those getting divorced near retirement to have as healthy of a financial future as possible.

Refinancing the marital home can be difficult following divorce

For those getting divorced in Texas or elsewhere, solidifying their main goals early on is critical. One primary concern for some may be to keep the family home. However, retaining ownership of the marital home after divorce can sometimes be tricky.

When divorce is envitable, protecting finances is essential

At times, continuing in a marriage can be difficult, and when it becomes impossible, getting divorced is the only option. Individual decisions, unforeseen events and even time can all lead spouses to make the decision to get a divorce. A few tips may help those navigating this type of family law proceeding in Texas.

Uncontested divorce offers many advantages

If getting a divorce is inevitable in Texas, the best situation is for both parties to be on the same page about the need for divorce. It can also be helpful if the two spouses are generally in agreement on how to handle potentially contentious matters such as asset distribution, child support, child custody and spousal support. In this scenario, it is possible to file for an uncontested divorce.

Finances can be tricky to untangle in divorce

During the dissolution of a marriage in Texas, financial decisions can easily become complicated in light of the emotional challenges associated with a marital split-up. Even when a divorce proceeding starts out as a seemingly amicable one, it can quickly escalate into an emotionally charged, drawn-out battle. One area where making clearheaded decisions is especially important, however, is credit accounts.

Divorce may impact retirement plans

Among adults in the United States, including in Texas, who are 50 years old or older, the rate of the dissolution of marriages is nearly two times what it was in the 1990s. That means more spouses calling it quits right before their golden years. A couple of tips may help those getting a divorce in their later years to protect themselves financially.

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